Why repaying debt should be a priority over new investments

One should not opt out of employees' provident fund (EPF) unless faced by cash constraints, recommends Harsh Roongta of apnapaisa.com.

Financial planners advise one should always have own medical insurance policy apart from what the employer offers. Many seem to have taken this seriously. A column by Harsh Roongta, CEO of Apnapaisa.com, in Business Standard noted today, a similar trend. But ...

Are you one of those who had settled on a home loan at a higher rate? Now's the time to shift to a lower rate. Interest rates are trending down. Monthly repayment instalments on a home loan take up a large chunk of a budget; hence, shifting to a ...

With three loans, a meagre surplus of Rs 319 and all financial goals yet to be achieved, it may seem incredible that the Doras have nothing to worry about. In fact, except for one goal—buying a second house—all others will be achieved with ease.

He was surprised. So he called me to throw some light on the matter. I looked at two credit reports and it was quite enlightening. Arun and his colleague had excellent credit repayment records and good credit scores but his colleagues credit score ...

With the annual fees at a National Law University (NLU) hovering near the lakh and a half mark (Rs. 1,64,539/- per year to precise), an NLU education is a fairly expensive endeavor. With the addition of living expenses, the total cost of a five-year ...

Randhir Singh Rajput, 40, is a doctor with a central government body. He stays in Delhi on rent with his parents, wife Seema, 34, and son Gurkirat, 14. He earns Rs 1.05 lakh a month and the family spends Rs 89,000 on household and lifestyle ...

Nirav Panchmatia, a Nagpur-based chartered accountant and founder of AUM Financial Advisors, often comes across potential clients wanting to know which way the benchmark indices, Sensex and Nifty, would move from the current levels. The next common ...

They are ticker tracking traders and not retail investors. And, it's best to leave the second by second tracking of markets and timing the markets to them. In fact, as per a report published in Business Standard today, instead of speculating, you ...