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About 51 results for "jairam sridharan"

Banking: Jairam Sridharan

I have 26 months left on my home loan repayment. I want to lower my interest rate for which I am ready to pay a fee. But my bank is saying since the left over tenure is less, they cannot reduce the tenure but can reduce the monthly EMI amount? Why ... Business Standard, 2 weeks ago

Banking: Jairam Sridharan

After I got a letter from my bank, I presented all documents for completing the KYC process for my savings bank account. The bank told me the process was complete. But within a month I got a message saying my account is dormant? Why? What should I do? If all ...
 Business Standard1 month ago

Festive cheer unlikely for lenders

With credit growth continuing in single digits, banks and non-banking financial companies (NBFCs) are expecting loan pick-up to remain muted this festival season. Typically, lenders roll out a slew of offers in the season. These include less ...
 Smart Investor2 days ago

Flipkart launches seller financing initiative

Flipkart, an e-commerce company, announced the launch of 'Growth Capital Initiative' to offer financial assistance to sellers across the country. Connecting sellers with trusted lenders in the industry, this initiative aims at creating a robust ...
 MyIris1 week ago
Times of India

SBI, Axis & Yes Bank gear up to take on Paytm, Mobikwik

MUMBAI: Shaken by the online shopping frenzy, a string of high-street banks like SBI, Axis and Yes will launch mobile wallets to take on pre-paid issuers like Paytm and MobiKwik who lure customers with easy payment option and attractive retail ...
 Economic Times2 weeks ago SBI, Axis, Yes Bank gear up to launch mobile wallets  Times of India2 weeks ago SBI, Axis, Yes bank gear up launch mobile wallets  Times of India2 weeks ago

Credit card spends soar, but revolving credit, loans decline

The government has been trying to encourage electronic transactions via credit and debit cards to reduce the dependence on cash in the economy, while also helping the income tax department fight tax evasion. Photo: Ramesh Pathania/Mint Indians ...
 Livemint.com2 weeks ago 5 steps to check if you are carrying the right credit card  Livemint.com1 month ago

How instant are your bank's services?

In the hyper-competitive world of retail banking, lenders adopt various measures to differentiate their products. The fight to acquire and retain customers is set to get tougher as the central bank is likely to allow more companies, including ...
 Livemint.com2 weeks ago
Business Insider India

Cashless Economy? Start with your Debit Card

Everyone is talking about a "cashless economy" these days: regulators, the government, your bank. There are many reasons why reducing cash is helpful for the economy. It builds transparency in the financial system. It reduces tax avoidance and ...
 Business Insider India2 weeks ago
Business Insider India

After Bad Loans, E-Wallets The New Hurdles For Banks

BANGALORE: Back in 2012, the photography pioneer's Eastman Kodak had lost the battle to Mobile phonefitted cameras and the digital revolution which had thus drove them to file for bankruptcy The Indian banking industry in its heydays had its name ...
 Silicon India3 weeks ago E-wallets will actually be a burden for the banks, not a boon  Business Insider India3 weeks ago Why E-wallets may be the new headache for banks after bad loans  Economic Times3 weeks ago

Micro-payments cos offer Aadhaar-backed e-KYC

MUMBAI: Two small tech-driven micro-payments firms have managed to overcome a major technology challenge: issuance of e-KYC (know your customer) in the banking space, which has the potential to give a big fillip to Prime Minister Narendra Modi's ...
 Times of India3 weeks ago
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