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About 13 results for "monika halan"

The cost of mis-selling financial products

How can financial regulators combat mis-selling? Five solutions

by Monika Halan and In a previous article (), we described our audit study on the sale of financial products across 400 bank branches in Delhi, India (). In this paper, we found three things: Customers are mostly sold insurance products by ... Before It's News, 2 months ago
The cost of mis-selling financial products, 1 month ago

Loans (and more) that ride on your digital exhaust

While micro-finance has been useful in consumption smoothening and micro-enterprise, by financing small assets, it is still difficult for a person with an informal economy asset or income to get easy access to credit Have you tried firing your koora ...
 Livemint.com4 days ago

Household finance in India: The state of the art, 2016

(Before It's News) by Renuka Sane . Household finance studies how households use financial instruments and markets to achieve their objectives. The Reserve Bank of India has recently set up a committee to look at the various facets of ...
 Before It's News6 days ago

Sebi says distributors cannot advise

Bank branches will continue to be distributors through the corporate agency route. Sebi is acting in concert with the Reserve Bank of India, which had, in a 26 April 2016 circular, asked banks to do the same thing. Is your wealth adviser actually an ...
 Livemint.com1 week ago

Mediclaim malfunction maladies

Differential pricing is the way any industry with high fixed costs behaves; but that does not seem fair in health care Did you know that you get different rates for the same surgery if you go as an uninsured person, or if you go with your own cover ...
 Livemint.com2 weeks ago

When to fire your financial adviser

In a rising market, investors tend to not mind just getting index returns because these are quite high, but the job of an adviser is to educate you on the higher returns that managed funds must deliver to justify the higher costs I am out for a ...
 Livemint.com3 weeks ago

Good that life insurance firms go IPO

Big IPOs lead to market depth—crucial now for India because household money is finally coming to equities through institutions. For many reasons, it is good that life insurance firms are opting for initial public offerings (IPOs). Big IPOs lead to ...
 Livemint.com1 month ago

Why the Wells Fargo story matters to us

Indian customers are familiar with sharp sales practices that banks employ to cross-sell financial products, but they are unfamiliar with regulators punishing such misconduct We fined Wells Fargo a historic $100 million for the illegal practice of ...
 Livemint.com1 month ago

Coming on a screen soon: all your money

The government, under the Digital India initiative, has mandated an open architecture for the five programmes that can talk to each other: Aadhaar, e-KYC, e-Sign, privacy-protected data sharing, and the Unified Payments Interface Imagine this. You ...
 Livemint.com1 month ago

How good is it? How bad is it?

Modi, as a Delhi outsider, has shut down access to power and its benefits When I began this column in March 2009, I remember writing my first piece on the macro mess India was in and how a spendthrift government, which took an 8% growth rate and a ...
 Livemint.com1 month ago
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