PPF returns fall to 7.9%: What to do

A combination of term insurance and PPF/equity mutual funds will work better for most others

Currently, interest rates of small savings schemes are revised every quarter and are linked to yields on government bonds. According to the formula given by the Shyamala Gopinath panel, the interest rates of small savings schemes are reset every quarter and ...

The Public Provident Fund is one of the safest and convenient modes of investment for Indians. Illustration: Uttam Ghosh/Rediff.com The Public Provident Fund, or PPF, is a government backed small-saving scheme. Though initially started with the objective of providing social security during retirement to workers in the unorganised sector and for self-employed individuals, it has become a very popular tax-saving instrument. Here are some important points to keep in mind before investing in PPF.

Investors generally look at PPF as an alternative to fixed deposits

The Centre today lowered interest rates by 0.1 per cent on Public Provident Fund and small savings deposits. The new rate would be effective from April 1.Meanwhile, For the January-March quarter even as banks have started lowering their deposit rates, government has kept interest rates on small savings schemes like PPF and Kisan Vikas Patra unchanged.Since April last year, interest rates of all small saving schemes have been recalibrated on a quarterly basis. For the January-March quarter, ...

While each of these retirement planning options work for you?

Millions of Indians work hard every day to earn and have a better living, we plan to save once we receive our income in hand, but when we receive the money in hand we see that we have a whole lot of expenses, that we are unable to save what we actually ...

What is diversification in the context of investment planning? Diversification is one of the important tools of investment planning because it helps to reduce the overall risk in your portfolio. As you know, it is very important to diversify your portfolio ...

The first teaser poster of Baadshaho is here. The film which stars Ajay Devgn, Vidyut Jammwal, Emraan Hashmi in the lead alongside Ileana D'Cruz and Esha Gupta will release on September 1. The theatrical promo of the action packed entertainer will be attached ...