Balanced funds are suitable for investors who have low-risk appetite or are new to equities.Those with more than seven-year investment horizon should look at funds that have higher equity exposure. A mutual fund distributor’s typical response to a risk-averse investor’s fear of pure equity funds is: Buy balanced funds. “The presence of debt will ensure that the downside is capped when the equity market falls, it will also give same tax benefits as equity funds...,” he ... Rediff.com, 2 weeks ago
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