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Be wary of hidden charges in loans with zero processing fees
Rediff.com

Be wary of hidden charges in loans with zero processing fees

Processing fees are usually charged as a percentage of the loan amount, usually 0.5-1 per cent, or a minimum fixed amount, whichever is higher. Banks and housing finance companies often have campaigns where they waive processing fees in a bid to increase their home loan portfolios.  Currently, banks like State Bank of India, Bank of India, Union Bank of India and Dena Bank have waived processing fees on home loans till March 31. But, it need not always be cheaper than a loan where you ... Rediff.com, 5 days ago
Rediff.com

Shikha Sharma: A brilliant banker who scripted Axis Bank's success story

Under Sharma Axis Bank has also taken the lead in focusing on technology, which has now become core to almost every other lender's strategy, says Nupur Anand. Image: Shikha Sharma says the decisions she took were only a part of calculated risk-taking. Photograph, courtesy: Axis Bank     When Shikha Sharma took the elevator to the corner office at Axis Bank in April 2009, the view outside must have been hazy. In the aftermath of the Lehman crisis, global growth was on the decline ...
 Rediff.com1 month ago
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