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About 45 results for "uttam ghosh money"

Are Indians over-insured?
Rediff.com

Are Indians over-insured?

Are you surprised at this title? Well, then read on to find out the truth... :-) Illustration: Uttam Ghosh/Rediff.com Has the insurance industry not been telling you that Indians are under-insured? I met a lady last week who had taken voluntary retirement. She was not planning to take up a job again and it was the end of her working life. She was under 40 years of age and her life insurance was in, well, a mess. She knew her policies in terms of premia per month, per quarter, or per annum. But ... Rediff.com, 1 month ago
Rediff.com

Stock market investors richer by Rs 28 lakh crore in 2014

The 30-share gauge ended the year on a positive note at 27,499.42, up 95.88 points. Illustration: Uttam Ghosh/Rediff.com Stock market investors became richer by a whopping Rs 28 lakh crore (Rs 28 trillion) in 2014 as a record market rally boosted the valuation of all listed firms to Rs 98.36 lakh crore (Rs 98.36 trillion) at the end of year. This was the fourth consecutive year of rise in investor wealth. The year also saw investor wealth hitting Rs 100-lakh crore (Rs 100-trillion) mark. In ...
 Rediff.com2 months ago
Rediff.com

What HR professionals should know about money

Though it may be anecdotal, there are some HR people who cannot reconcile their own salary from a CTC to take home! Why does this happen? Simply because the CTC is a concept which can include many things, not just the income tax! For example if in a bank you are entitled to a Rs 20 lakh housing loan at 2 per cent interest, then about 8 per cent of Rs 20 lakh, that is Rs 1.6 lakh is added to your CTC as a concession! So when the bank tells you that you are at a CTC of Rs 12 lakh, REMEMBER it ...
 Rediff.com3 weeks ago
Rediff.com

Investing in stocks? Learn volatility first

If you have to make money in equities, you need to understand volatility and try to make it your friend, says P V Subramanyam How will the markets be? He thought for a little while and said "It will be volatile." This answer is at least 100-year-old. It was given by J P Morgan. And this answer is true even today, and will always be true. After all prices are a function of exchange rate, demand, supply, cost of money across the world, etc. etc. Since none of this is static, markets will always ...
 Rediff.com1 month ago
Rediff.com

Should you invest in PPF or ELSS?

There is no clearly defined right or wrong answer since both target different needs of a portfolio. Illustration: Uttam Ghosh/Rediff.com To avail of the deduction under Section 80C, should I invest in PPF or ELSS? While we are not underplaying the importance of finding the right investment, the heavy lifting of any financial plan starts well before investment selection. Do you have concrete financial goals that you've taken the time to prioritise and quantify? And does your savings rate put ...
 Rediff.com1 month ago
Rediff.com

5 mantras to mint a fortune from stocks

Staying invested for a long time and making money in the process requires patience, strategy and discipline, says Manikaran Singal. Image: Start investing with a proper financial plan. Photograph: Reuters     Rahul is an architect by profession and calls himself a great admirer and follower of Warren Buffet. Besides Warren Buffet theories, he follows many financial blogs, daily watches business news channels and reads only business newspapers. He doesn’t have any ...
 Rediff.com1 month ago
Rediff.com

6 ways to manage money after a layoff

you have recently been laid off or are worried that your neck may be in the line, it is natural to be worried about your finances.Here are some tips about what you can do to keep the boat from rocking and keep your CIBIL score intact while doing so.
 24Dunia1 month ago
FilmFare.com

All set to sizzle

Right from when she was in school in Kolkata, Payal Ghosh had her set of admirers. Some even lounged around her building, waiting to catch a glimpse of the pretty girl. Her cousins teased her about it, saying that she should be in films as she ...
 FilmFare.com3 weeks ago
Rediff.com

7 home loan problems borrowers face in India

Getting a home loan is a lengthy procedure. However simple it might look in the bank's advertisement, the fact remains that there are a lot of hiccups in the entire process. Here are the 7 most common problems faced by home loan borrowers in India. Each problem is discussed in detail and appropriate remedies are mentioned along with it. The objective of this article is to ensure that your home loan becomes a hassle-free experience. 1 Rejection at the first stage Strange but true, many of the ...
 Rediff.com3 days ago BORROWING to buy an asset? Don't!  Rediff.com1 month ago
Rediff.com

What does the tax benefit of Rs 4,44,200 mean?

There are some good things from a long-term savings perspective, but these aren't likely to put substantial cash in your hands. Image: More savings after Budget? Photograph: Reuters     The retail investor or consumer will be quite confused after the Union Budget 2015-16. While there are no apparent tax benefits, in terms of higher basic exemption limit, increasing tax slabs or even the 80C limit, the finance minister has told us that there are substantial benefits up to Rs 4.44 ...
 Rediff.com4 days ago
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