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About 35 results for "uttam ghosh money"

Are Indians over-insured?
Rediff.com

Are Indians over-insured?

Are you surprised at this title? Well, then read on to find out the truth... :-) Illustration: Uttam Ghosh/Rediff.com Has the insurance industry not been telling you that Indians are under-insured? I met a lady last week who had taken voluntary retirement. She was not planning to take up a job again and it was the end of her working life. She was under 40 years of age and her life insurance was in, well, a mess. She knew her policies in terms of premia per month, per quarter, or per annum. But ... Rediff.com, 2 weeks ago

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Stock market investors richer by Rs 28 lakh crore in 2014

The 30-share gauge ended the year on a positive note at 27,499.42, up 95.88 points. Illustration: Uttam Ghosh/Rediff.com Stock market investors became richer by a whopping Rs 28 lakh crore (Rs 28 trillion) in 2014 as a record market rally boosted the valuation of all listed firms to Rs 98.36 lakh crore (Rs 98.36 trillion) at the end of year. This was the fourth consecutive year of rise in investor wealth. The year also saw investor wealth hitting Rs 100-lakh crore (Rs 100-trillion) mark. In ...
 Rediff.com3 weeks ago
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Should you invest in PPF or ELSS?

There is no clearly defined right or wrong answer since both target different needs of a portfolio. Illustration: Uttam Ghosh/Rediff.com To avail of the deduction under Section 80C, should I invest in PPF or ELSS? While we are not underplaying the importance of finding the right investment, the heavy lifting of any financial plan starts well before investment selection. Do you have concrete financial goals that you've taken the time to prioritise and quantify? And does your savings rate put ...
 Rediff.com3 days ago
Rediff.com

5 mantras to mint a fortune from stocks

Staying invested for a long time and making money in the process requires patience, strategy and discipline, says Manikaran Singal. Image: Start investing with a proper financial plan. Photograph: Reuters     Rahul is an architect by profession and calls himself a great admirer and follower of Warren Buffet. Besides Warren Buffet theories, he follows many financial blogs, daily watches business news channels and reads only business newspapers. He doesn’t have any ...
 Rediff.com1 week ago
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6 ways to manage money after a layoff

you have recently been laid off or are worried that your neck may be in the line, it is natural to be worried about your finances.Here are some tips about what you can do to keep the boat from rocking and keep your CIBIL score intact while doing so.
 24Dunia2 weeks ago
Rediff.com

SIM-swap fraud: A new way of stealing money

Image: A marketing events manager at the Black Hat USA 2014 hacker conference.Photograph: Steve Marcus/Reuters With mobile phones becoming a convenient tool for banking, fraudsters have begun to use SIM-swap. The modus operandi: A fraudster obtains your bank account details and registers your mobile phone number through phishing or malware. He approaches your mobile service provider with your fake identity proof and, claiming loss of handset or SIM damage, seeks a duplicate SIM card.
 Rediff.com1 month ago
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3 ways to earn more money out of your fixed deposit

High volatility in the stock market coupled with falling inflation has brought back fixed deposits as an attractive investment avenue for the investors who are looking for fixed returns. Bank FD schemes offer guaranteed returns to the investors at the time of the maturity. A bank FD scheme is considered one of the safest investment avenues compared to other avenues of investments. You can avail loans of up to 75-90 per cent of the FD amount. Here are three ways in which you can get the most ...
 Rediff.com2 months ago
Rediff.com

These credit cards save money for you!

Inflation is a bane of our lives. Inadvertently or consciously, a vast majority among us toils just to beat the inflation. But many an occasion, our savings are very insubstantial to bring us solace. In such difficult state of affairs, where we spend more and save less, a cash back credit card is a smart way of saving on indispensable expenditures. On the occasion of World Savings Day, we look at cash back credit cards and how they help you in your battle against inflation. Cash back credit ...
 Rediff.com2 months ago
Rediff.com

BORROWING to buy an asset? Don't!

However, if you do borrow for say buying a house -- most people do -- do not be in a hurry to repay the loan. Take a loan at a young age and keep it on for the whole period. When it comes to buying any asset there is a tendency to borrow. Borrowing actually helps you immediately by allowing you to buy beyond your means. The problem with most things we buy is that once we buy it, it ceases to hold any attraction for us. That is psychological. I am also saying this at the philosophical level ...
 Rediff.com1 day ago
Rediff.com

Hospital Horror: From numb hands to quadriplegia

B M Gupta's wife developed numbness in her hands. A doctor suggested an operation. Post-surgery she was paralysed and lost the use of both her hands and legs. Illustration: Uttam Ghosh/Rediff.com I want to share my experience of a very big hospital. My wife was admitted in November 2013 for a detailed check-up relating to numbness in her hands. She went through many tests and was finally diagnosed with a tumour in the spine, at the C2, C3 level. The case was transferred to a surgeon. He ...
 Rediff.com4 days ago
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