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About 100 results for "uttam ghosh money"

Cash crunch: Deposits drop, money movement totters
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Cash crunch: Deposits drop, money movement totters

Many PSBs are in the process of rationalisation of ATMs Illustration: Uttam Ghosh/Rediff.com In Kottayam, a housewife received an email communiqué from Corporation Bank, a Karnataka-based public sector bank (PSB), that due to server issues, all automated teller machines (ATMs) are ‘down’ and debit card transactions were getting declined.   “Customers can come to the branch with cheque and withdraw cash for the time being,” it said. After finishing his work ... Rediff.com, 4 days ago
Rediff.com

EMIs shouldn't exceed 35% of net income

Also build a contingency fund equal to 9 to 12 months of expenses, experts tell Sanjay Kumar Singh. Illustration: Uttam Ghosh/Rediff.com Self-employed borrowers have been borrowing more from housing finance companies (HFCs) in recent times due to convenience. But loans to this segment have also been going bad at a faster clip. While the self-employed should take advantage of lenders' willingness to give them housing loans, they should also take precautions to ensure that they don't ...
 Rediff.com2 days ago
Rediff.com

Revamping your MF portfolio? What you must keep in mind

Do keep the tax impact and exit load in mind before you take a decision to sell, says Vishal Dhawan.Illustration: Uttam Ghosh/Rediff.com In India, the universe of mutual fund schemes is quite large. In the past, many fund houses had multiple schemes within the same category. Many schemes also bore names that either gave no indication of the underlying strategy, or ran investment strategies that were contrary to their names. All this made it increasingly difficult for investors to navigate ...
 Rediff.com1 week ago
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Slow take-off for GST e-way bill likely as traders stock up early

The system has gone through three rounds of testing for its load-bearing capacity. Illustration: Uttam Ghosh/Rediff.com. It could take at least a fortnight for the e-way bill generation to take off, though it was introduced at midnight of March 31 for inter-state movement of goods worth over Rs 50,000. Not many e-way bills might be generated in April since businesses had stocked up in advance to lengthen the time required to shift to the new system, experts said.   However, the ...
 Rediff.com2 weeks ago
Rediff.com

Testing for Modicare to start by July

By April, operational guidelines for the scheme will be finalised and shared with states Illustration: Uttam Ghosh/Rediff.com With the Union Cabinet approving the Ayushman Bharat health insurance scheme, the plan is to get into testing by July to assess the systems in place. Health Minister J P Nadda said it would be launched pan-India at one go.   The prime minister is expected, though there is no official word, to announce the launch in his August 15 speech. By April, operational ...
 Rediff.com1 month ago
Rediff.com

India Inc will find it difficult to raise loans above Rs 250 cr from PSBs

Public sector banks have decided to improve their risk-management systems Illustration: Uttam Ghosh/Rediff.com Public sector banks (PSBs) will discourage multiple banking arrangements for companies with exposure of more than Rs 250 crore in the banking system and will move all such loans under the consortium of banks for better monitoring.   “In case of multiple banking arrangements there is no discipline. There will, preferably, be consortium lending for loans above Rs 250 ...
 Rediff.com1 month ago
Rediff.com

Don't have Aadhaar? Use 0s, 1s instead to file taxes!

Those people without the Aadhaar number have found a loophole in the system Illustration: Uttam Ghosh/Rediff.com Even as the government is on an overdrive to get people to link their Aadhaar number with the income tax (I-T) department while filing returns, some of those without the unique identification number have managed to find a loophole in the system.   They say they have been able to file tax returns by putting in all 0s or 1s instead of the 12-digit Aadhaar. The drive to link ...
 Rediff.com1 month ago
Rediff.com

Knitting human bonds

Making woollen garments empowers women in two Uttarakhand villages, discovers Anjuli Bhargava.Illustration: Uttam Ghosh/Rediff.com The villages of Guniyal and Chandroti in Uttarakhand are less than a kilometre from each other. Yet, until Shubh Chopra came and settled down in Chandroti almost two decades ago, the women of the two villages had never met or seen each other. For whatever reason, the two villages had a watertight divide. The residents lived as virtual strangers despite the ...
 Rediff.com1 month ago
Rediff.com

Why FPI have lost interest in Indian debt market

In February, FPIs sold $421 mn in debt; in March  they have sold $133 mn so far Illustration: Uttam Ghosh/Rediff.com Foreign investors have slowly started liquidating some of their holdings in local debt paper, as rising bond yields and the rupee’s weakening bias make their investment not lucrative enough at a time when the US economy shows early signs of recovery.   It is not that they are liquidating en masse; utilisation of their permitted limits show there is very little ...
 Rediff.com1 month ago
Rediff.com

FRDI Bill: What it means for banks and their depositors

Mutual funds, bonds, PPFs, equity and real estate are some options which offer varying rates of return. Illustration: Uttam Ghosh/Rediff.com The Financial Resolution and Deposit Insurance (FRDI) bill was pitched by the Lok Sabha in August, 2017, with the sole intention of protecting financial institutions from going bust and bringing in orderly regime in financial firms.   But it seems to have caught many on the wrong foot. Most are struck by the fear of losing their money in case of ...
 Rediff.com6 hours ago
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